Polygon Technology

Zaytoon Fintech Ltd | White Label Bangla QR

Zaytoon Fintech Ltd

Zaytoon Fintech Limited, under Zaytoon Business Solution is a Bangladeshi fintech company driving financial inclusion in rural areas. Through village digital booths, they offer banking, remittances, loans, and telemedicine, empowering underserved communities. By integrating technology and financial literacy, Zaytoon supports local economies, aiming to cover 90,000 villages and foster a digitally inclusive Bangladesh.

Brand Logo

Challenges

Zaytoon Business Solutions Limited, a Bangladeshi fintech platform, seeks to enhance financial inclusion in rural areas. Facing the challenge of limited digital infrastructure, they aim to implement a QR code-based system to deliver seamless, doorstep financial services like banking, remittances, and loans, empowering underserved communities efficiently.

Solution

Polygon Information & Technology Ltd. developed a Core Payment Solution (CPS) for Zaytoon Fintech Limited, a mobile- and web-based platform. Integrating QR code technology, CPS enables seamless doorstep financial services, enhancing financial inclusion for rural Bangladeshi communities through accessible banking, remittances, and loans.

Awesome Images

Features

Dynamic and Static QR Codes for Payments

Enables quick, secure payments via scannable QR codes, with dynamic codes for one-time transactions and static codes for recurring payments, enhancing convenience.

Secure Registration with NID Verification

Ensures user authenticity by verifying identities using National ID, providing a secure onboarding process for customers and merchants on the platform.

Integrated Bill Payments

Allows users to pay utility bills seamlessly through the platform, consolidating financial tasks and improving accessibility for rural communities.

Secure Transaction Processing

Utilizes encryption and robust protocols to ensure safe, reliable financial transactions, protecting user data and funds across all services.

Transaction History and Reporting

Provides users with detailed records of past transactions and customizable reports, enabling better financial tracking and management.

Customer and Merchant Profile Management

Facilitates easy management of user profiles, allowing customers and merchants to update details, preferences, and settings securely.

Dynamic and Static QR Codes for Payments

Enables quick, secure payments via scannable QR codes, with dynamic codes for one-time transactions and static codes for recurring payments, enhancing convenience.

Secure Registration with NID Verification

Ensures user authenticity by verifying identities using National ID, providing a secure onboarding process for customers and merchants on the platform.

Integrated Bill Payments

Allows users to pay utility bills seamlessly through the platform, consolidating financial tasks and improving accessibility for rural communities.

Secure Transaction Processing

Utilizes encryption and robust protocols to ensure safe, reliable financial transactions, protecting user data and funds across all services.

Transaction History and Reporting

Provides users with detailed records of past transactions and customizable reports, enabling better financial tracking and management.

Customer and Merchant Profile Management

Facilitates easy management of user profiles, allowing customers and merchants to update details, preferences, and settings securely.

Dynamic and Static QR Codes for Payments

Enables quick, secure payments via scannable QR codes, with dynamic codes for one-time transactions and static codes for recurring payments, enhancing convenience.

Secure Registration with NID Verification

Ensures user authenticity by verifying identities using National ID, providing a secure onboarding process for customers and merchants on the platform.

Integrated Bill Payments

Allows users to pay utility bills seamlessly through the platform, consolidating financial tasks and improving accessibility for rural communities.

Secure Transaction Processing

Utilizes encryption and robust protocols to ensure safe, reliable financial transactions, protecting user data and funds across all services.

Transaction History and Reporting

Provides users with detailed records of past transactions and customizable reports, enabling better financial tracking and management.

Customer and Merchant Profile Management

Facilitates easy management of user profiles, allowing customers and merchants to update details, preferences, and settings securely.

  • Online Payment
  • Lab Order
  • Appointment
    Cancelling

Additional Features

The platform provides seamless management of appointments, enabling users to easily schedule, reschedule, or cancel their bookings. It also supports secure online payments for consultations and services, streamlining the transaction process. Additionally, patients can conveniently order lab tests directly through the system, simplifying their healthcare experience.

    Additional Features

    The platform provides seamless management of appointments, enabling users to easily schedule, reschedule, or cancel their bookings. It also supports secure online payments for consultations and services, streamlining the transaction process. Additionally, patients can conveniently order lab tests directly through the system, simplifying their healthcare experience.

    Tech Stack

    Awesome Images

    The Impact

    Zaytoon Fintech Limited, through its innovative Core Payment Solution (CPS) developed by Polygon Information & Technology Ltd., has transformed financial inclusion in rural Bangladesh. By leveraging QR code technology, CPS delivers seamless, doorstep financial services, including banking, remittances, and loans, to underserved communities. This mobile- and web-based platform overcomes the challenge of limited digital infrastructure, empowering local economies and fostering a digitally inclusive Bangladesh. With a vision to cover 90,000 villages, Zaytoon is driving economic empowerment and financial literacy, creating a sustainable impact on rural livelihoods.

    The Impact

    Polygon Technology’s robust payment gateway transformed Paperless Limited’s fintech vision into reality, enabling a seamless launch in Bangladesh’s digital payment landscape. By integrating advanced features like QR-based payments, recurring billing, and secure bank gateway management, the solution boosted operational efficiency, merchant trust, and consumer convenience. Leveraging a powerful tech stack—Java, PostgreSQL, React, Laravel, and Flutter—Polygon delivered a scalable, secure platform, empowering Paperless to lead the cashless revolution with confidence and excellence on February 25, 2025.

    Håb (ハブ)

    “Polygontech is helping startups like Håb to grow faster. With their supervision in product and expert engineers, our business growth accelerates at an outstanding level.”

    Yohey Toyoda

    Founder & CEO, Håb­ (ハブ)

    Håb (ハブ)

    “Polygontech is helping startups like Håb to grow faster. With their supervision in product and expert engineers, our business growth accelerates at an outstanding level.”

    Yohey Toyoda

    Founder & CEO, Håb­ (ハブ)

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